Financial Snapshot (Indicative)
Figures are indicative and based on information provided by the listing source. They are not a full investment appraisal.
Investor Analysis Report – 7 Lower Evingar Road, Whitchurch, Hampshire RG28 7BX
This investor report analyses the auction opportunity at 7 Lower Evingar Road, Whitchurch, Hampshire RG28 7BX. The property is a three-bedroom residential house offered via auction with a guide price of £275,000+. The analysis reviews potential profitability for investors based on refurbishment assumptions, comparable sales evidence available, local rental demand, financing costs and auction bidding behaviour. The goal of this report is to determine disciplined bid levels and highlight where profit margins begin to disappear.
Property Quick Facts
| Address | 7 Lower Evingar Road, Whitchurch, Hampshire RG28 7BX |
| Property Type | 3 Bedroom Residential House |
| Auction Date | 18th–19th March 2026 – 9:30am |
| Guide Price | £275,000+ (check auction website for any change in starting / guide price) |
| Bedrooms | 3 |
| More images on | view on listing site |
Property Description
The property comprises a three bedroom residential house located within the Hampshire town of Whitchurch. The accommodation provides a typical family house layout with living space, kitchen area and three bedrooms arranged across two floors. The property appears suitable for refurbishment and modernisation, presenting potential for value creation through renovation works.
The surrounding area benefits from local amenities, schools and transport links serving the wider Hampshire region. Residential demand for family housing within the town remains consistent, making the property suitable for resale or rental once upgraded to modern standards.
Planning permission and permitted development rules for this property fall under the local authority. Buyers should review the relevant planning guidance on the local council planning portal before relying on any extension, change of use, or development assumptions.
Comparable Sales Evidence (0.25 mile)
| Address | Sale Price | Date |
|---|---|---|
| 10 Hazel Way, Whitchurch RG28 7FY | £421,500 | Nov 2025 |
| 62 London Street, Whitchurch RG28 7LY | £635,000 | Aug 2025 |
Rental Market Evidence
| Property | Rent | Status |
|---|---|---|
| Cherry Orchard, Whitchurch | £1,550 pcm | Let agreed |
| Micheldever Gardens, Whitchurch | £1,500 pcm | Let agreed |
Basic Deal Snapshot
Estimated Hammer Price: £264,360
Total Project Cost: £384,815
Estimated Profit: £19,475
Investor Cash Required: £173,584
Cost Breakdown
| Cost Item | Amount |
|---|---|
| Stamp Duty | £23,600 |
| Auction Fees | £8,940 |
| Legal Costs | £1,500 |
| Refurbishment | £40,000 |
| Refurb Contingency | 15% |
| Finance Cost | £16,025 |
| Total Purchase Cost | £322,790 |
| Total Project Cost | £384,815 |
Finance Structure
| Item | Value |
|---|---|
| Loan to Value | 75% |
| Bridge Interest Rate | 0.9% per month |
| Bridge Term | 6 months |
| Arrangement Fee | 2% |
| Loan Amount | £216,562 |
Exit Strategy Analysis
Flip Strategy
Under current assumptions the project generates approximately £19,475 profit after all costs. This margin is relatively tight for a refurbishment project and leaves limited buffer for unexpected costs or auction competition.
Buy-to-Let Strategy
| Estimated Monthly Rent | £1,500 |
| Annual Rent | £18,000 |
| Gross Yield | 6.33% |
The rental yield sits within a typical range for family housing in the area. Long-term rental demand appears stable based on recently agreed lets nearby.
BRRR Strategy
The BRRR approach could be viable if the property achieves the expected GDV and refinance conditions remain favourable. Investors would need to ensure the refurbishment programme delivers sufficient uplift to support refinancing.
Maximum Bid Analysis
| Purchase Price | Estimated Profit |
|---|---|
| £250,000 | £82,000+ |
| £260,000 | £60,000+ |
| £264,360 | £19,475 |
| £275,000 | Near break-even |
Hard Stop Rule
The disciplined maximum rational bid for this property is £264,360. Investors should avoid bidding beyond this level without revisiting refurbishment costs, resale value assumptions or financing terms.
Auction Day Checklist
- Confirm maximum bid before the auction begins
- Review the legal pack and special conditions
- Inspect the property condition
- Confirm finance availability
- Ensure refurbishment estimates are realistic
Article 4 Check
No evidence available indicating the property falls inside a local Article 4 restriction area.
Legal Pack Review
For more information on the Legal pack, view the legal pack section.
Bottom Line
The property offers potential as a refurbishment project but currently produces a relatively narrow margin at the estimated hammer price. Investors must maintain strict bidding discipline and ensure refurbishment costs remain under control.
Higher auction competition could reduce the margin significantly, making careful price discipline critical.
Verdict
Decision support only, not legal/financial advice. Buyers should inspect the property and ensure structural condition is satisfactory before bidding. Always have your solicitor confirm covenants, auction conditions and special conditions before placing any bid.
Investment Financials
Detailed figures supplied by the deal source. Use these figures as a starting point for your own investment analysis.
Acquisition & Project Costs
Projected Outcome
Financial information is supplied by the listing source and may not include all purchase, finance, tax, legal, holding, refurbishment or disposal costs. Investors should independently verify all figures and assumptions before proceeding.
Analyse This Deal Yourself
The figures above are provided by the listing source. Use one of our calculators below to test the assumptions using your own costs, finance terms and investment criteria.
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Important Due Diligence Notice
Property investment opportunities listed on UncommonDeal are provided by independent deal sources, advertisers and other third-party property professionals. Unless expressly stated otherwise, UncommonDeal does not independently verify every detail, financial figure or investment assumption contained within a listing.
Before making any investment decision, you should carry out your own independent due diligence and verify all relevant information, including the property condition, purchase price, comparable values, rental estimates, refurbishment costs, planning matters, legal title, financing assumptions, taxes, fees and projected returns.
Property investment involves risk. Figures and projections shown within a listing are estimates only and should not be treated as guarantees of future performance or returns.
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